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Haveno & RetoSwap: P2P Monero Buying Setup

Illustration for Haveno & RetoSwap: P2P Monero Buying Setup

Short answer: Haveno and RetoSwap are decentralized exchange platforms for buying Monero peer-to-peer without an exchange account.

table of contents
  1. Introduction to Haveno and RetoSwap
  2. What is Haveno?
  3. What is RetoSwap?
  4. Downloading and Installing Haveno and RetoSwap
  5. Step-by-Step Setup Guide
  6. Security Deposits and Trade Limits
  7. Payment Methods and Chargeback Risk
  8. Realistic Fees and Trade Times
  9. Trade Protocol
  10. Conclusion
  11. Additional Resources
  12. References

Introduction to Haveno and RetoSwap

Haveno is a decentralized exchange platform that allows users to buy and sell Monero (XMR) peer-to-peer without the need for an exchange account [1]. It is built on the Monero network and utilizes Tor for private and secure transactions. RetoSwap, on the other hand, is a maintained fork of Haveno that offers a similar service with some improvements [4]. In this guide, we will walk you through the process of setting up Haveno and RetoSwap for buying Monero.

What is Haveno?

Haveno is an open-source platform that enables users to exchange Monero for fiat currencies or other cryptocurrencies [1]. It is designed to be non-custodial, meaning that users have full control over their funds, and decentralized, meaning that there is no central authority controlling the platform. Haveno uses multisignature transactions on the Monero network to secure trades, and arbitrators are used to resolve disputes in case something goes wrong during a trade [3].

What is RetoSwap?

RetoSwap is a fork of Haveno that offers a similar service with some improvements [4]. It is also an open-source platform that allows users to buy and sell Monero peer-to-peer without the need for an exchange account. RetoSwap is designed to be user-friendly and efficient, with a focus on privacy and security. It supports multiple payment methods, including fiat currencies and other cryptocurrencies, and offers a decentralized network for secure and private transactions.

Downloading and Installing Haveno and RetoSwap

To get started with Haveno and RetoSwap, you will need to download and install the software on your computer. Haveno can be installed on Linux, macOS, and Windows using a third-party installer and network [1]. RetoSwap, on the other hand, offers a desktop client that can be downloaded and installed on your computer [4]. Once you have installed the software, you will need to follow the setup instructions to configure your account and start trading.

Step-by-Step Setup Guide

Here is a step-by-step guide to setting up Haveno and RetoSwap:

  1. Download the Haveno or RetoSwap software from the official website [1] [4].
  2. Install the software on your computer using the provided instructions.
  3. Launch the software and follow the setup instructions to configure your account.
  4. Create a new wallet and generate a passphrase to secure your funds.
  5. Deposit Monero into your wallet or take a no-deposit offer to start trading.
  6. Browse the available offers and select the one that best suits your needs.
  7. Follow the instructions to complete the trade, including paying the seller and confirming the transaction.

Security Deposits and Trade Limits

When using Haveno and RetoSwap, you will need to be aware of the security deposits and trade limits that apply to new accounts [3]. For example, Haveno allows new users to buy up to 1.5 XMR without an initial security deposit, but this offer is protected by a passphrase to mitigate risks such as scams or trade abandonment. RetoSwap, on the other hand, has its own set of rules and regulations regarding security deposits and trade limits, which can be found on the official website [4].

Payment Methods and Chargeback Risk

Haveno and RetoSwap support a variety of payment methods, including fiat currencies and other cryptocurrencies [1] [4]. However, when using these payment methods, there is a risk of chargebacks, which can result in financial losses for the seller. To mitigate this risk, sellers may require buyers to provide additional information or verification before completing a trade.

Realistic Fees and Trade Times

When using Haveno and RetoSwap, you will need to be aware of the fees and trade times that apply to each platform [3] [4]. For example, Haveno charges a small trading fee that is configurable when deploying a Haveno network, while RetoSwap charges a 0.1% maker fee and a 0.8% crypto taker fee. Trade times can also vary depending on the payment method and the seller's requirements.

Trade Protocol

The trade protocol used by Haveno and RetoSwap is designed to be secure and private [2]. It uses multisignature transactions on the Monero network to secure trades, and arbitrators are used to resolve disputes in case something goes wrong during a trade. The trade protocol is also designed to be flexible, allowing buyers and sellers to negotiate the terms of the trade and complete the transaction in a secure and private manner.

Conclusion

In conclusion, Haveno and RetoSwap are decentralized exchange platforms that allow users to buy and sell Monero peer-to-peer without the need for an exchange account. They offer a secure and private way to trade Monero, with a focus on user-friendly interfaces and flexible trade protocols. By following the step-by-step setup guide and being aware of the security deposits, trade limits, payment methods, and fees that apply to each platform, you can start trading Monero with confidence.

Additional Resources

For more information on Haveno and RetoSwap, you can visit the official websites [1] [4] or check out the documentation and FAQs [2] [3]. You can also join the community forums or social media channels to connect with other users and stay up-to-date with the latest news and developments.

References

[1] Haveno - official site [2] Haveno documentation [3] Haveno FAQ [4] RetoSwap - official site [5] haveno-dex/haveno on GitHub [6] retoaccess1/haveno-reto on GitHub

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FAQ

What is Haveno?

Haveno is a decentralized exchange platform for buying and selling Monero.

What is RetoSwap?

RetoSwap is a maintained fork of Haveno that offers a similar service with some improvements.

How do I download and install Haveno and RetoSwap?

You can download and install Haveno and RetoSwap from the official websites.

What are the security deposits and trade limits for new accounts?

The security deposits and trade limits for new accounts vary depending on the platform and payment method.

What payment methods are supported by Haveno and RetoSwap?

Haveno and RetoSwap support a variety of payment methods, including fiat currencies and other cryptocurrencies.

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Sources

  1. Haveno - official site - accessed 2026-09-29
  2. Haveno documentation - accessed 2026-09-29
  3. Haveno FAQ - accessed 2026-09-29
  4. RetoSwap - official site - accessed 2026-09-29
  5. haveno-dex/haveno on GitHub - accessed 2026-09-29
  6. retoaccess1/haveno-reto on GitHub - accessed 2026-09-29

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